Buying a house is one of the major financial decisions you will ever make. Protecting it is vital to your financial security. At Soto Insurance Agency in Covington, LA, we will work with you to make sure that your home insurance provides the coverage that you need. The fact is, home insurance is not required by the state of Louisiana or any other state for that matter.
Why Home Insurance?
Just because the state doesn’t require that you carry home insurance doesn’t mean that you don’t have to have it. If you have a mortgage, your mortgage holder will require you to have some insurance. They have an interest in your home, and until you pay off your mortgage, you need to have home insurance. If you don’t have it, they will be notified, and they will take out insurance on your home, and you will be required to pay for it.
They are concerned with protecting their investment not with getting you the best deal on your home insurance.
The fact that your home is such a major investment makes having home insurance even if you aren’t required to a good idea. Bad things happen, and your home insurance covers many of them. It protects you from legal action. Being sued can happen to anyone. It protects the physical building from things like a tornado or a fire.
Home insurance helps you have the money to make repairs and replace the things that you have inside. It also protects your property when you take it traveling with you. If your home is damaged, you will be able to stay at a home or to rent a place until you can move back home.
Reach Out To Us
Contact Soto Insurance Agency in Covington, LA and let our experienced team help you to get the insurance coverage that is perfect for you.
