Floods can cause severe damage, from water damage to structural issues and even mold growth. If you live in an area at risk of flooding, it’s vital to protect yourself from the financial risks associated with it.
At Soto Insurance Agency in Covington, LA, we can help you secure flood insurance. If you have questions or need more clarity about flood insurance, we’re here to help. Here are some critical points.
Flood Insurance Covers Floods, Home Insurance Doesn’t
Home insurance generally covers damages due to many types of incidents, but not floods. For those who live in regions prone to floods, the only way to coverage against flood damage is through flood insurance. It is available to renters, homeowners, and business owners.
Flood Insurance is Available Through a National Program
The National Flood Insurance Program (NFIP) is overseen by the Federal Emergency Management Agency (FEMA). Despite this national program offering flood insurance, you can obtain a flood insurance policy by partnering with private insurance agents. Our team at Soto Insurance Agency in Covington, LA can offer invaluable assistance.
Flood Insurance Limits Your Liability if Your Home is at Risk
Flooding can incur devastatingly expensive damages. If your home is at risk, flood insurance can limit your potential for excessive expenses. If your property suffers flood damage, your flood insurance policy can assist in paying for your home’s repair once the flood waters recede. Do you have more queries about flood insurance? Speak with our team at the Soto Insurance Agency today to understand how we can help you.
